Dr. N Rajendran
Chief Technology Officer
National Payments Corporation of India (NPCI)


Dr. N Rajendran is the Chief Technology Officer in National Payments Corporation of India (NPCI). In this role, he is responsible for Payments Systems- including payment Application’s operations, projects, infrastructure architecture, data centre management, IT security and implementing key strategic initiatives. Spearheading the technology solutions, Dr. Rajendran has been responsible for perfecting NPCI’s system, processes and controls that essentially require quality standardization to support the goal of the company that is- ‘Touching every Indian by 2020.’

After receiving National Financial Switch (NFS) from IDRBT in 2009, Dr. Rajendran played responsible role in carrying out the overall functioning and developed it with utmost care. He efficiently led the transformation from INFINET application to NPCINet, which has now robust architecture and supports over 1000 member banks with more than Two lakhs and above ATMs and about 100 lakh plus transactions per day, collectively.

He is credited as one of the key founders of National Financial Switch (NFS) and played crucial role in architecting and establishing NPCI’s biggest Payment network- NPCINet. Under his leadership, NPCI has been able to achieve some of the technology benchmarks including – PCI DSS certification project, Data Centre establishment & Data Centre migration, building payment platform for NFS, CTS, RuPay, ACH, APBS, IMPS , AEPS and UPI. Actively involved in creating digital payment systems, product initiatives including Unified Payment Interface (UPI), Electronic Toll Clearance (ETC) and Bharat Bill Payment System (BBPS).

With having over 22 years of technology experience, mostly into payment system, Dr. Rajendran has managed key portfolios mainly into- designing, implementing and operations at some of the biggest financial networks in the country- Indian Financial Network(INFINET), NFS and NPCINET, which include ATMs, POS, Payment Gateway, Payment Switch, Network Security, Network & System Administration, Infrastructure Development, Information Security Management, and consulting experience with large banks.

He has earned his Ph.D. in Computer Science from Bharathidasan University, Trichy, after completing MCA  andB.Sc in Applied Physics. Dr. Rajendran has extensive experience in working with key regulators like Reserve Bank of India, Insurance Regulatory Development Authority, SEBI, Government agencies like Cert-in, MeitY, DFS and various commercials banks in India.