Mrs. Aruna Rao
EVP & Group CTO
Kotak Mahindra Bank


Aruna Rao is Chief Technology Officer for Kotak Mahindra Bank and group companies. She provides senior oversight on all strategic technology initiatives across the group companies and builds technology innovation, collaboration, and standardization, across the teams. Being passionate about excellence through technology, she has lead several initiatives, the most recent ones harnessing mobility for banking and utilising cloud capabilities.

Ms. Rao brings a global perspective to her role, having worked across international markets. Starting her career in Chevy Chase Savings and Loan, in the US and going on to Citicorp Software (COSL), where she was responsible for implementation of systems in Australia, Central and Eastern Europe. She joined Polaris as part of the merger of COSL/Orbitech with Polaris. During her 20 year career in Citicorp Software/Polaris, she was Group Head of Corporate Banking Technology, where she built the business including Cash Management, Trade Finance and Treasury systems.

Ms. Rao contributes to several industry forums, serving on the advisory panels for technology providers. She contributes to the Computer Society of India, Mumbai Chapter, annual conference and participates in mentoring events.

Ms. Rao holds a BSc degree from St. Xaviers College, Ahmedabad, an MBA degree from Gujarat University and a Master’s degree in Information Systems from the University of Maryland, USA.