Rama Subramaniam Gandhi
Shri R Gandhi

Former Deputy Governor

Reserve Bank of India

Shri R. Gandhi is a financial sector policy expert and adviser. He currently advises banks, finance companies and FinTech entities. His expertise includes banking and non-banking regulation, payment systems, financial markets, FinTech and currency management. He is a prolific speaker and covers a wide range of industry subjects.

He was a Deputy Governor of the Reserve Bank of India from 2014 to 2017 and had been a seasoned and accomplished central banker for 37 years. He had a three-year secondment to the Securities and Exchange Board of India (SEBI), the capital market regulator. He also held the charge of Director of the Institute for Development and Research in Banking Technology (IDRBT), Hyderabad.

Shri Gandhi has been associated with various committees, working groups and task forces, both domestic and international. He was one of the initial members of the Monetary Policy Committee (MPC). He was a member of the Basle Committee on Banking Supervision (BCBS) and the Committee on Global Financial Systems (CGFS), Basle.

He has been educated in India and abroad. He completed his master’s degree in Economics from the Annamalai University in Tamil Nadu. He also has post graduate level certificates in Management Information System from The American University, Washington DC, USA and in Capital Market from the City University of New York, New York, USA. His technical education includes a certificate course in System Programming from the IBM Education, Australia. He also has a certificate in Gandhian Thoughts, from the Madurai University, Tamil Nadu.

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